Cheap auto insurance in Virginia can save you thousands of dollars per year on your premium. The savings can be so substantial, that over time, it will almost pay for the cost of a new vehicle.But how do you find these cheapest car insurance rates and what companies offer them? We’re experts in the business so we’ll try to explain.
It’s important to understand that not all carriers offer low rates in every part of the state. Whether its car, health or home insurance, all of the top insurers have different rates throughout Virginia. And while in some areas these rates are low, in other areas they are higher.
Our expertise is to match you with the cheapest rate in your area, while taking into consideration the coverages you want and what impact your cars and driving record have on that the top companies. It’s highly possible (this is hypothetical) that Geico in Virginia might save you $500 per year in the Richmond area, but cost $250 more per year in Charlottesville. Or, for example, Progressive might offer great rates in the Southern portion of Virginia while their rates in Fairfax are quite high. Again…these scenarios are hypothetical.
We have presented this website with those facts in mind. The purpose of shopping for cheap Virginia car insurance is to find inexpensive policies quickly, without too much hassle and without paying any fees. And when you provide your zip code at the top of the page, you’ll notice we have pre-selected the companies that will save you the most money, based upon your location.
Cheap Does Not Mean Low Quality
We also take very seriously the quality of the auto insurance policy you purchase. It’s extremely important that the insurer you choose meet the following strict five criteria points that we have established:
·They must be a recognized company with a proven track record, such as Geico, State Farm, Allstate, Progressive etc… If we never heard of the company, you probably won’t see their rates anywhere on our website.
·The company must have a solid history of paying claims on a timely basis. We don’t believe it is right to recommend a company that has low rates but makes you wait six weeks to get your car repaired.
·We don’t want to see you insured with a carrier that’s going to quickly raise your rates as soon as you have been a customer for a few months. So we do review car insurance rates in Virginia and their history of rate increases and decreases.
·Their rates may be cheap, but what about the policy? Is towing coverage included? Will the substitute transportation benefit be enough to pay for your loaner car? We’ll check these out for you.
·What if you need help and you’re out of the area? Perhaps you have an accident outside of Virginia? Can you easily reach someone that can help you?
Another important consideration is to make sure our customers have access to many (or all) of the top insurers on our website and not just a single company. When you get your free quote on our website, you can choose the company you wish to receive a quote from. And of course, you can view multiple quotes from many top Va car insurers. This process is very easy, as all you need to do is provide your ZIP code in top or bottom of this page and you will be given instant results of the cheapest available Car Insurance rates in Virginia.
There’s an old saying…”talk is cheap.” Well…on our website…Virginia car insurance rates are really cheap!
Edward Harris is the owner and founder of this website. Since 1980, he has been helping individuals and families with their car insurance needs. During that time, he has handled more than 10,000 applications and continues to provide service for thousands of clients.
Ed is married with two children and enjoys tennis, golf, and international politics. Reluctantly, he bowls once every 10 years.